For over 25 years I have worked with a team to build a practice based on relationship development. Accumulation of assets under management is, of course, a goal; however it is not the cornerstone of my practice

As an Investment Advisor Representative, the cornerstone of my practice is using investment education and investment technology to address the learning curve needs of clients, because clients need to know....

• Why they are investing
  
  
• Why they have selected specific products and strategies
  
  
• How to access accounts and portfolios to confirm effectiveness of investment strategies

We address the investment management needs from the perspective of the employer and from the perspective of the employee.

Comprehensive retirement plan analysis confirming the company owner is meeting the needs of employees and the retirement plan is addressing Department of Labor/ERISA standards...

Pros/Cons of:

• 401k Plan
  
• Safe Harbor 401k Plan
  
• Cash Balance and Profit Sharing 4o1 K Plans
  
• Simple IRA Plan
  
• Payroll Deduct IRA Plan

Confirmation the retirement plan is the right fit for the company and is the plan is economically priced

Methods for the owner to use the retirement plan as a negotiating tool for business transition decisions

ETC...

Tailored financial analysis to manage current and future goals

Strategies to maximize personal and company benefits

• Company life insurance and personal life insurance
  
• Education - 529 Plans and Coverdell Plans
  
• How to manage non-retirement plan portfolios
  
• How to use disability insurance combined with long term care insurance to protect your investments and retirement income
  
• Pre and post retirement income planning that will help you balance cash flow, enjoy your lifestyle, manage investments and create future retirement income

NO-COST Access to E- Money and other investment technology software creating consistent consultation for the begriming investor and the advanced investor

NO-COST Access to "secured" portfolio and benefit consolidation software making easier to manage benefits and investment accounts

NO-COST Access to "secured" internet-webinar meetings increasing the frequency ( when needed) of investment and benefit consultations